Here Are The Top 9 Safest Cars In India Under Rs 10 Lakhs

Safety is now a major point to consider while buying a car.

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If you think you can’t get an affordable car with top-notch safety standards in India then you might have to rethink it as we’re gonna break this myth. At present, you can easily get some of the safest cars in India under a budget of Rs 10 Lakh only. The modern generation is more sensible than before and many prioritize safety standards over other features in a car.

Secondly, thanks to Tata Motors for emphasizing and advertising this important aspect by starting the ‘Safer cars for India’ movement by sending their cars for Global NCAP crash testing. It also encouraged other automakers to improve safety standards in their budget cars within a range of 10 to 15 lakh. Anyway, here is a list of safe and affordable cars in India under a budget of Rs 10 lakh.

Top 9 Safest Cars In India (2021)

S.No.Car NameSafety Ratings
1.Mahindra XUV3005 Star (Global NCAP)
2.Tata Altroz5 Star (Global NCAP)
3.Tata Nexon5 Star (Global NCAP)
4.Maruti Suzuki S-Cross5 Star (ASEAN NCAP)
5.Volkswagen Polo4 Star (Global NCAP)
6.Tata Tiago/ Tigor4 Star (Global NCAP)
7.Renault Triber4 Star (Global NCAP)
8.Maruti Suzuki Vitara Brezza4 Star (Global NCAP)
9.Maruti Suzuki Ertiga3 Star (Global NCAP)

Note: All the above cars have at least two airbags.

There are a few other cars that are known to have excellent build quality. Still, since their Indian model has not undergone any crash tests, we have not included them here—for example, Ford Ecosport and Toyota Yaris.

1. Mahindra XUV300: Safest Car In India (5/5 GNCAP Rating)

safest Indian car Mahindra xuv300
Image: Mahindra

Last year in 2020, Mahindra XUV300 became the safest Indian car as per the rating of the Global NCAP crash test. With a five-star rating for adult occupants and a four-star for child safety, it sits at the top of the list of safest cars in India.

It’s the only Indian vehicle to score four stars for child safety in the Global NCAP test. The automaker provides two airbags, all-four disc brakes, corner braking control, ABS with EBD, ISOFIX/Child Seat Anchors, and a lot more safety features as standard in all its variants.

The 2020 XUV300 is the first car in its segment to have all four disc brakes. Additionally, its top variant has seven airbags, which is also the first in the segment.

The price of this compact SUV starts at Rs 7.95 lakh (ex-showroom).

2. Tata Altroz: Safest Hatchback In India (5/5 GNCAP)

Safest premium hatchback
Image: Tata Motors

Due to its build quality and safety features, Tata Altroz has become quite popular among automotive enthusiasts. This hatchback is a premium product of Tata Motors, and also it’s one of the safest cars Tata has produced to date.

Tata Altroz has a five-star Global NCAP safety rating for adult occupants and three stars for child occupants. It’s built on the robust ALFA architecture designed by Tata Motors for maximum safety.

Similar to Mahindra XUV300, Altroz comes equipped with dual airbags, ABS with EBD, Corner Stability Control, ISOFIX, and much more as standard across all its variants.

Furthermore, the automaker introduced a new turbo variant of the hatchback earlier this year to provide a wide range of options.

Prices for Tata Altroz start at Rs 5.79 lakh (ex-showroom).

3. Tata Nexon (5/5 GNCAP)

Tata Nexon 2020
Image: Tata Motors

Here’s the former crown holder of the safest Indian car. Back in 2018, Tata Nexon surprised everyone by scoring five stars in the Global NCAP crash test. We can say that Tata Nexon is one of the cars that drove the movement of safer cars in India.

According to Global NCAP, Tata Nexon scored five stars and three stars for adult and child occupants, respectively.

As expected from the top-of-the-line safest cars, Tata Nexon has all necessary safety features including dual airbags, ABS with EBD, ESP, etc. even in its base variant.

The price of Tata Nexon starts at Rs 7.19 lakh (ex-showroom).

4. Maruti Suzuki S-Cross: Safest SUV In Budget (5/5 ANCAP)

2020 Maruti Suzuki S-Cross safest maruti cars
Image: Maruti Suzuki

Among Maruti Suzuki cars, S-Cross is known to have the best build quality. Although the vehicle has not undergone the Global NCAP test, it scored a perfect five-star rating for adult occupants in ASEAN NCAP. It also received four stars for the child occupants.

In terms of safety and build quality, this SUV is completely out of the league compared to other Maruti cars.

S-Cross is one of the best options if you are looking for a reliable five-seater SUV at a reasonable price. However, if you have a good budget, then you can also check out our list of best SUVs under 20 lakhs in India.

Maruti S-Cross is built on Suzuki’s Total Effective Control Technology (TECT) for maximum energy absorption and dispersion of crash energy. As required in a safe car, Maruti provided all necessary safety features in S- Cross. To name a few, it’s equipped with ABS with EBD, dual front airbags, ISOFIX, and much more.

The price of S-Cross starts at Rs 8.39 lakh (ex-showroom).

5. Volkswagen Polo (4/5 GNCAP)

The structure of VW Polo
Image: Volkswagen

This German hatchback continues the reputation of European cars in terms of build quality. Apart from its punchy performance, Volkswagen Polo is equally impressive when it comes to safety in cars.

Its body is made up of galvanized steel and enclosed by a laser-welded roof. Furthermore, the automaker has provided dual-airbags and ABS as standard across all its variants.

Since it’s a Volkswagen car, we assume we don’t need to tell you much about its build quality, as everyone is pretty much aware of it. For reference, VW Polo holds a four-star rating in the Global NCAP crash test.

The base model of the VW Polo costs Rs 6.16 lakh (ex-showroom).

6. Tata Tiago/ Tigor: Cheap And One Of The Safest Cars (4/5 GNCAP)

tata tiago affordable and safest cars
Image: Tata Motors

Tata Tiago is one of the most underrated hatchbacks in the Indian market. Whether it’s performance, features, or ride quality, Tiago provides an amazing blend of them. On top of that, it’s the most affordable one here and falls under Rs 5 lakh, with prices starting at Rs 4.99 lakh (ex-showroom).

In our previous articles, we have seen multiple times how Tiago saved its passengers in the most brutal accidents. Anyway, both Tiago and the Tigor (sedan version) have an impressive Global NCAP safety rating of four stars for adults and three stars for children.

The automaker claims it to be the safest car in its segment. Furthermore, the hatchback is offered with dual airbags, ABS with EBD and Corner Stability Control, Speed Alert as standard across all its variants.

7. Renault Triber (4/5 GNCAP)

Renault Triber safety
Image: Renault

Renault Triber is the latest car that underwent the Global NCAP crash test and got a 4-star rating. It’s a seven-seater MUV vehicle from the French automaker. Renault Triber is awarded a 4-star safety rating for adult occupants and 3 stars for kids’ safety.

The automaker claims that it’s the safest seven-seater MUV in its segment. Renault Triber comes equipped with dual airbags (driver and front passenger), ABS, EBD, Speed alert warning, load limiter, seat belt reminder, rear parking sensor, and pedestrian protection as standard.

In addition to being a safer car, it’s also one of the most affordable seven-seater cars with prices starting from Rs 5.50 lakh (ex-showroom).

8. Maruti Suzuki Vitara Brezza (4/5 GNCAP)

Maruti Vitara Brezza safety rating
Image: Maruti Suzuki

Maruti Suzuki Vitara Brezza has shown some promising results in the Global NCAP crash test and made its way to this list. This compact SUV scored four stars for adult occupants and two stars for child safety.

Similar to its sibling S-Cross, it’s built on Suzuki’s Total Effective Control Technology (TECT) for a better impact absorbing structure. Apart from this, Maruti Brezza is equipped with safety features like ABS with EBD, dual airbags, side-impact protection beam, and ISOFIX, to name a few.

In terms of pricing, the base model of this compact SUV starts at Rs 7.51 lakh (ex-showroom).

9. Maruti Suzuki Ertiga (3/5 GNCAP)

Maruti Suzuki Ertiga Safest MPV car under 10 lakhs

If you are looking for an affordable and reliable MPV car, then Maruti Suzuki Ertiga is one of the best options.

Maruti Ertiga holds a three-star safety rating for both adult and child occupants in the Global NCAP crash test, making it eligible for our list.

It’s built on Maruti’s Heartect Platform and equipped with safety features like dual airbags, ABS with EBD, Hill Hold Assist, ESP, and more.

Apart from this, the current model of Ertiga is available in hybrid and CNG options in addition to the conventional petrol engine. The latest variant also looks stylish and there’s ample space inside the cabin, which makes it a suitable family car or simply a good seven-seater option.

Speaking of the price, Maruti Suzuki Ertiga will cost you Rs 7.81 lakh (ex-showroom).

Some Other Safe Cars In India

Apart from these cars, as we mentioned earlier, there are few other cars known for their excellent build quality. For example, Volkswagen Vento, Ford Ecosport, and Toyota Yaris but since the Indian models of these cars have not undergone any testing, we have not included them.

In addition, if you are willing to spend some more, then check out Mahindra Thar and Mahindra Marazzo. Both hold a four-star safety rating in Global NCAP crash tests. However, it’s slightly above the budget we have mentioned above.

Furthermore, what’s more important is to follow traffic rules and drive safely. Otherwise, there’s no point in buying a safe car if you can’t drive it cautiously. We have seen people losing their lives even in the most reliable cars due to overspeeding and reckless driving.

Anyway, do tell us which is your favorite car among them in the comments section below.

Which is the safest car in India?

According to the Global NCAP, Mahindra XUV300 holds the highest safety rating in India. As mentioned above XUV300 is awarded a 5-star rating for adults and 4-star for child occupants. This is even better than many higher-range cars.

Which car has a 5-star rating in safety?

Mahindra XUV300, Tata Altroz, and Tata Nexon are all awarded with 5 stars in safety from the Global NCAP. Maruti Suzuki S-Cross also holds a 5-star rating but it’s as per ANCAP.

Shaheer Anwar

Shaheer Anwar

Shaheer Anwar is an automotive enthusiast and writes about the latest trends happening in the industry. He covers topics related to electric and hybrid vehicles.

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