Here Are The Top 8 Safest Cars In India Under Rs 10 Lakhs

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Not long ago, nobody cared about the build quality and safety features of the cars in India. Many people have lost their lives in car accidents due to the low safety standards of their vehicles. However, as the awareness and importance of safety among masses are increasing, drivers are becoming more concerned. For that reason, even automakers are trying to manufacture the safest cars in India.

The modern generation is prioritizing safety features in cars over other offerings. If you are one of them, you have come to the right place as we have listed down some of the safest cars in India. The best part is that all these cars are affordable and within a price range of Rs 10 lakhs.

Here is a list of the safe and affordable cars in India under a budget of Rs 10 lakh.

Top 8 Safest Cars In India (2021)

S.No.Car NameSafety Ratings
1.2020 Mahindra XUV3005 Star (Global NCAP)
2.Tata Altroz5 Star (Global NCAP)
3.Tata Nexon5 Star (Global NCAP)
4.Maruti Suzuki S-Cross5 Star (ASEAN NCAP)
5.Volkswagen Polo4 Star (Global NCAP)
6.Tata Tiago/ Tigor4 Star (Global NCAP)
7.Maruti Suzuki Vitara Brezza4 Star (Global NCAP)
8.Maruti Suzuki Ertiga3 Star (Global NCAP)

Note: All the above cars have at least two air bags.

There are a few other cars that are known to have excellent build quality. Still, since their Indian model has not undergone any crash tests, we have not included them here—for example, Ford Ecosport and Toyota Yaris.

1. Mahindra XUV300: Safest Car In India (5/5 GNCAP Rating)

safest Indian car Mahindra xuv300
Image: Mahindra

Last year in 2020, Mahindra XUV300 became the safest Indian car as per the rating of the Global NCAP crash test. With a five-star rating for adult occupants and a four-star for child safety, it sits at the top of the list of safest cars in India.

It’s the only Indian vehicle to score four stars for child safety in the Global NCAP test. The automaker provides two airbags, all-four disc brakes, corner braking control, ABS with EBD, ISOFIX/Child Seat Anchors, and a lot more safety features as standard in all its variants.

The 2020 XUV300 is the first car in its segment to have all four disc brakes. Additionally, its top variant has seven airbags, which is also the first in the segment.

The price of this compact SUV starts at Rs 7.95 lakh (ex-showroom).

2. Tata Altroz: Safest Hatchback In India (5/5 GNCAP)

Safest premium hatchback
Image: Tata Motors

Due to its build quality and safety features, Tata Altroz has become quite popular among automotive enthusiasts. This hatchback is a premium product of Tata Motors, and also it’s one of the safest cars Tata has produced to date.

Tata Altroz has a five-star Global NCAP safety rating for adult occupants and three stars for child occupants. It’s built on the robust ALFA architecture designed by Tata Motors for maximum safety.

Similar to Mahindra XUV300, Altroz comes equipped with dual airbags, ABS with EBD, Corner Stability Control, ISOFIX, and much more as standard across all its variants.

Prices for Tata Altroz start at Rs 5.44 lakh (ex-showroom).

3. Tata Nexon (5/5 GNCAP)

Tata Nexon 2020
Image: Tata Motors

Here’s the former crown holder of the safest Indian car. Back in 2018, Tata Nexon surprised everyone by scoring five stars in the Global NCAP crash test. We can say that Tata Nexon is one of the cars that drove the movement of safer cars in India.

According to Global NCAP, Tata Nexon scored five stars and three stars for adult and child occupants, respectively.

As expected from the top-of-the-line safest cars, Tata Nexon has all necessary safety features including dual airbags, ABS with EBD, ESP, etc. even in its base variant.

The price of Tata Nexon starts at Rs 7.09 lakh (ex-showroom).

4. Maruti Suzuki S-Cross: Safest SUV In Budget (5/5 ANCAP)

2020 Maruti Suzuki S-Cross safest maruti cars
Image: Maruti Suzuki

Among Maruti Suzuki cars, S-Cross is known to have the best build quality. Although the vehicle has not undergone the Global NCAP test, it scored a perfect five-star rating for adult occupants in ASEAN NCAP. Also, it received four stars for child occupants.

In terms of safety and build quality, this SUV is completely out of the league compared to other Maruti cars.

Maruti S-Cross is built on Suzuki’s Total Effective Control Technology (TECT) for maximum energy absorption and dispersion of crash energy. As required in a safe car, Maruti provided all necessary safety features in S- Cross. To name a few, it’s equipped with ABS with EBD, dual front airbags, ISOFIX, and much more.

The price of S-Cross starts at Rs 8.39 lakh (ex-showroom).

5. Volkswagen Polo (4/5 GNCAP)

The structure of VW Polo
Image: Volkswagen

This German hatchback continues the reputation of European cars in terms of build quality. Apart from its punchy performance, Volkswagen Polo is equally impressive when it comes to safety in cars.

Its body is made up of galvanized steel and enclosed by a laser-welded roof. Furthermore, the automaker has provided dual-airbags and ABS as standard across all its variants.

Since it’s a Volkswagen car, we assume we don’t need to tell you much about its build quality, as everyone is pretty much aware of it. For reference, VW Polo holds a four-star rating in the Global NCAP crash test.

The base model of the VW Polo costs Rs 5.87 lakh (ex-showroom).

6. Tata Tiago/ Tigor: Cheap And One Of The Safest Cars (4/5 GNCAP)

tata tiago affordable and safest cars
Image: Tata Motors

Tata Tiago is one of the most underrated hatchbacks in the Indian market. Whether it’s performance, features, or ride quality, Tiago provides an amazing blend of them. On top of that, it’s quite affordable too, with prices starting at Rs 4.85 lakh (ex-showroom).

In our previous articles, we have seen multiple times how Tiago saved its passengers in the most brutal accidents. Anyway, both Tiago and the Tigor (sedan version) have an impressive Global NCAP safety rating of four stars for adults and three stars for children.

The automaker claims it to be the safest car in its segment. Furthermore, the hatchback is offered with dual-airbags, ABS with EBD and Corner Stability Control, Speed Alert as standard across all its variants.

7. Maruti Suzuki Vitara Brezza (4/5 GNCAP)

Maruti Vitara Brezza safety rating
Image: Maruti Suzuki

Maruti Suzuki Vitara Brezza has shown some promising results in the Global NCAP crash test and made its way to this list. This compact SUV scored four stars for adult occupants and two stars for child safety.

Similar to its sibling S-Cross, it’s built on Suzuki’s Total Effective Control Technology (TECT) for a better impact absorbing structure. Apart from this, Maruti Brezza is equipped with ABS with EBD, dual airbags, side-impact protection beam, and ISOFIX, to name a few.

In terms of pricing, the base model of this compact SUV starts at Rs 7.39 lakh (ex-showroom).

8. Maruti Suzuki Ertiga (3/5 GNCAP)

Maruti Suzuki Ertiga Safest MPV car under 10 lakhs

If you are looking for an affordable and reliable MPV car, then Maruti Suzuki Ertiga is one of the best options.

Maruti Ertiga holds a three-star safety rating for both adult and child occupants in the Global NCAP crash test, making it eligible for our list.

It’s built on Maruti’s Heartect Platform and equipped with safety features like dual airbags, ABS with EBD, Hill Hold Assist, ESP and more.

Apart from this, the current model of Ertiga is available in hybrid and CNG options in addition to the conventional petrol engine. The latest variant also looks stylish and there’s ample space inside the cabin, which makes it a suitable family car or simply a good seven-seater option.

Speaking of the price, Maruti Suzuki Ertiga will cost you Rs 7.69 lakh (ex-showroom).

Some Other Safe Cars In India

Apart from these cars, few others are known for their excellent build quality. For example, Volkswagen Vento, Ford Ecosport, and Toyota Yaris but since the Indian models of these cars have not undergone any testing, we have not included them.

In addition, if you are willing to spend some more, then check out Mahindra Thar and Mahindra Marazzo. Both hold a four-star safety rating in Global NCAP crash test. However, it’s slightly above the budget we have mentioned above.

Furthermore, what’s more important is to follow traffic rules and drive safely. Otherwise, there’s no point in buying a safe car if you can’t drive it properly. We have seen people losing their lives even in the most reliable cars due to overspeeding and reckless driving.

Anyway, do tell us which is your favourite car among them in the comments section below.

Frequently Asked Questions

  1. Which is the safest car under Rs 5 lakhs?

    With a safety rating of four-stars in Global NCAP, Tata Tiago is the safest car within the budget of Rs 5 lakhs.
    Tata Tiago is equipped with features like dual airbags, ABS with EBD, Corner Stability Control, and Speed Alert as standard across all its variants.

  2. Which is the safest car under Rs 10 lakhs?

    Mahindra XUV300 is the safest car you can get in this budget. Also, it holds the highest safety rating on the Global NCAP list of Indian cars.

Shaheer Anwar

Shaheer Anwar

Shaheer Anwar is an automotive enthusiast and writes about the latest trends happening in the industry. He covers topics related to electric and hybrid vehicles.

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